Financial Planning

Plan With Purpose

Personalized Financial Planning for Real Life

We help clients across Westchester County, Dutchess County & NYC build financial plans that align with real goals—not generic templates. Whether you’re just getting started, changing careers, or preparing for retirement, we guide you through decisions that impact every part of your financial life. Our approach is hands-on, realistic & always centered on what works for you.


What if I already have a pension?

Your pension is a valuable piece of your income, but it may not be the whole solution. We work with you to integrate it with your savings, investments, insurance, and spending to create a complete plan.

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Frequently Asked Questions

  • What does a financial plan include?

    We cover retirement income, savings goals, risk management, tax strategy & anything else that matters to your financial life.

  • I already have a pension—do I still need a plan?

    Yes. Your pension is part of your income, but it may not cover everything. We help coordinate your pension with your 403(b), savings, insurance & spending plan.

  • Can I hire you for a one-time plan?

    Yes. We offer both ongoing planning & one-time projects depending on your needs.

  • Do you help people outside of Rye?

    Absolutely. We work with clients across the county and offer virtual meetings as well.

Financial Guidance for Every Stage of Life

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Retirement Planning

We create personalized retirement roadmaps based on your age, savings, lifestyle goals & income sources. We help you estimate how much you’ll need, coordinate distributions from 401(k), 403(b), and IRAs, and advise on Social Security timing. For educators, we’ll analyze NYSTRS or CTRB benefits & show how they fit into your full retirement picture.

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Cash Flow & Budgeting

Whether you’re planning a major purchase or just want to spend smarter, we help you understand your monthly cash flow. We create easy-to-follow budgets that align with your lifestyle, priorities & income patterns—including seasonal income for teachers or bonus-heavy compensation for professionals.

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Education Savings

We’ll help you explore smart ways to save for college through 529 plans & other tax-advantaged strategies. Whether you’re starting early for young kids or catching up for teens heading off to school, we’ll guide you based on tuition needs, timelines & state-level benefits (like New York’s tax deduction for 529 contributions).


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Estate Planning Coordination

We’ll review how your financial plan aligns with your legacy wishes. While we don’t draft legal documents, we help you prepare by reviewing beneficiary designations, organizing assets, and collaborating with your estate attorney. Whether your goal is to leave something to your children, reduce taxes or support a cause, we help make sure nothing falls through the cracks.