Tax Planning

Keep More of What You Earn

Smart, Proactive Tax Planning in Rye, NY & Surrounding Areas

We help clients in Westchester County, and surrounding areas make tax-smart financial decisions all year long—not just during filing season. Whether you’re planning for retirement income, managing investments, or exploring Roth conversions, our job is to help you minimize what you owe & make the most of every opportunity.


We work alongside your CPA or tax professional to ensure your financial plan & your tax strategy are in sync.

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Frequently Asked Questions

  • Do you prepare or file tax returns?

    No. We don’t provide tax preparation—but we coordinate with your CPA and help you plan ahead to reduce taxes wherever possible.

  • What’s the benefit of a Roth conversion?

    It can turn future taxable income into tax-free income. We help you run the numbers & decide if the timing is right.

  • Are NY teacher pensions taxed?

    NYSTRS pensions are exempt from New York State income tax, but still subject to federal tax. We help you plan for both.

  • Can you help with tax-loss harvesting?

    Yes. As part of our investment management, we evaluate your portfolio for loss harvesting opportunities to offset gains.

  • Is tax planning only for retirees?

    Not at all. We help clients of all ages make proactive decisions—especially high earners, business owners & those planning big transitions.

Tax-Aware Strategies to Support Your Long-Term Goals

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Retirement Income Planning

We help you map out tax-efficient withdrawal strategies from IRAs, 403(b)s, and 401(k)s—along with pensions, Social Security & other income. Our goal is to help you keep more of what you’ve saved by spreading taxable income wisely over time.

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Roth Conversions

We evaluate whether converting pre-tax retirement accounts into Roth IRAs makes sense based on your income, timing & future tax outlook. This is especially helpful during lower-income years or after early retirement.

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Required Minimum Distributions (RMDs)

We help you understand when RMDs kick in, how to plan for them, and how to manage the tax impact once withdrawals become mandatory—especially important if you're approaching age 73.
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Charitable Giving Strategies

We help charitably inclined clients maximize deductions through qualified charitable distributions (QCDs), donor-advised funds & strategic gifting. These options often benefit retirees looking to support causes while reducing taxable income.