Services for Public School Employees

Helping You Make Confident Decisions

Planning That Works for Educators in NY, CT, NJ & PA.

Educators play a vital role in our communities, and we’re proud to support the people who support our schools. We specialize in financial planning for public school employees—teachers, administrators & staff—throughout the northeast. Whether you’re early in your career or preparing to retire, we help you make the most of your benefits, savings & pension so you can move forward with clarity.

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Rolling over an employer based plan

Many educators are offered 403(b), and 457(b) plans through their district, but choosing the right provider, investments & contribution strategy isn’t always easy. We’ll walk you through plan options, reduce unnecessary costs & help you make smart, tax-efficient decisions—whether you’re just starting or preparing to roll over your balance.
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Pension Maximization (NYSTRS, TRSNYC & CTRB)

Your pension could be one of your most valuable retirement assets. We help you understand your tier, estimate future benefits, and evaluate payout options—so you can retire with confidence. We work with New York’s Teachers’ Retirement System (NYSTRS), TRSNYC & the Connecticut Teachers’ Retirement Board (CTRB), to name a few.
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Life Insurance Needs Analysis

District-sponsored life insurance may not be enough for your long-term needs. We help you assess your current coverage & determine whether supplemental term or permanent insurance makes sense based on your family, age, goals, & pension.
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College Savings Planning

Whether you're planning for your own kids or supporting a grandchild, we’ll help you set up smart college savings strategies. That often includes 529 plans, which offer tax advantages—especially helpful in New York, where contributions may be deductible at the state level.
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Retirement Timeline Planning

We’ll help you look at when you can realistically retire, how much you’ll need, and how to balance your pension, Social Security & personal savings. Many teachers don’t realize how early planning can change their options—we’ll walk you through it.

Resources For Teachers & School Employees

Considerations when choosing a 403b plan

403b plans are not created equally!

What is Risk Tolerance?